Greetings and Happy New Year!
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Let me begin our 2021 Memo “kickoff” edition by wishing you all a Happy New Year! I sincerely wish you all a bright new year filled with many blessings, good health, and a lot of success. I saw a great graphic (shown above) over the holidays that really reminded me about choices we can make and how we all can focus on a fresh new beginning as we launch into 2021. HOPE is a great optimistic theme for each of us, for our families, our members, and for our communities as we plow ahead. That is not a New Year’s resolution, but a simple personal choice we can all make moving forward. After all, 2020 set the bar low, so any positive outcomes or developments will be welcome!