ViClarity Compliance Update

​A look at the evolving regulatory and legislative changes influencing credit unions today and into 2026.

One of Life’s Certain Things: Auto Tax Credit Provision & Trump Accounts Revisited
In June, the federal legislature passed the tax reconciliation bill known as House Resolution 1 (H.R. 1). Since the passage of the bill, credit unions have been put in the position of helping members take advantage of some provisions while implementing additional opportunities that the bill allowed. Read more here.
 
With Time Comes Change: A GLBA Comment Period Deep Dive
Over the past 26 years, both technology and the financial landscape have evolved dramatically. On July 31, 2025, the U.S. House Financial Services Committee requested public feedback on issues that could shape the first major update to financial privacy laws in more than two decades. The inquiry centers on the Gramm-Leach-Bliley Act (GLBA).  As digital banking, data sharing, and artificial intelligence reshape how financial institutions interact with consumers, lawmakers are reassessing whether the GLBA’s framework for safeguarding personal information remains adequate in today’s environment. Find more here.
 
They Did What Now? The 2025 Regulatory Compliance Trend of Deregulation
2025 was an interesting year. We found out that it was way easier to rob the Louvre than anyone could’ve ever have expected, the term “6, 7” was reimagined to have nothing to do with numbers, and the financial services industry continued to evolve with rapidly developing regulatory changes. Learn more here.
 
New Year, New Me: NCUA Releases Deregulation Project & Four Additional Proposals
As a year comes to a close, sometimes there are things that stay in that year and some things that move forward into the next one. Over the past year, the industry has seen some significant deregulation efforts by the current administration. It looks like the trend of deregulation is going to be one of the things moving forwards into the new year. Read more here.
 
Compliance Calendar
Recent Q&As: December 2025