ViClarity Compliance Update

Key updates on fraud trends, NCUA deregulation efforts, and recent developments in mortgage market reform.

Physical v. Digital: In-Branch Fraud Occurrences Can Outpace Digital Instances
Digital fraud is frustrating. Ambiguous cyber-strangers taking advantage of credit unions and their members force credit unions executives to “shadow box” with bad actors that they, most of the time, can’t identify. However, sometimes fraud can happen and it’s a little closer and more readily identifiable than the credit union might think. Read more here.
 
Of Vital Importance: NCUA's 7th Round of Deregulation Proposals Addresses Vital Records Program
The National Credit Union Administration (NCUA) has published another iteration of deregulation proposals. The proposals are a part of the NCUA’s continuing deregulation project. The project is designed to ensure regulations are focused on the safety and soundness of credit unions. Read more on the project here.
 
Lending Options: Trump Issues EO Calling for Mortgage Market Reform
The Trump Administration has issued an Executive Order (EO) that is intended to push mortgage market reform. The EO was published on March 13 and includes several provisions. Continue reading here. 

Recent Q&As: March 2026 – Part 2

The Dakota Credit Union Association’s dues-supported compliance solution –  ViClarity – is a world leader in credit union compliance. To read the complete articles/answers that are linked, you will need to log in with your username and password. If you have questions about establishing your members-only account with ViClarity, click here for detailed instructions or contact DakCU's John Alexander.