ViClarity Compliance Update

​Key compliance updates, regulatory changes, and risk management resources for Dakota credit unions.

Equally as Important: CFPB Publishes Two Final Rules Addressing ECOA Amendments
The Consumer Financial Protection Bureau (CFPB) recently finalized two proposals that address certain provisions of the Equal Credit Opportunity Act (ECOA, Reg B). Read more here.
 
It Just Keeps Coming: NCUA Releases Eleventh Proposal
Recently, the National Credit Union Administration (NCUA) released an eleventh round of proposals as part of its ongoing deregulation project. The NCUA’s deregulation project is designed to remove or alter rules and regulations that are duplicative, obsolete, provide an undue burden, or intended to only serve as guidance. The NCUA first announced and began the project in December 2025. Find more here.
 
Navigating NACHA Updates: Essential Changes Through 2028
Risk management implementation for ODFIs and RDFIs enters its final phase in June, and NACHA continues to enhance the ACH Network. Between late last year and early this year, NACHA introduced several rule changes scheduled to take effect between September 2026 and March 2028. Highlights include updated funds-availability requirements for non–Same Day credit entries, multiple changes that modernize IAT (International ACH Transaction) processing, higher dollar limits for Same Day ACH, and a new return reason code for sanctions-related blocks. Read more here.
 
The Illusion of Control: Why Third-Party Risk Doesn’t Stop at Your Vendors - A Webinar for Credit Unions
Webinar - Thursday,  May 28 | 11:00 AM CST
Join Ogie Sheehy, Global CEO of ViClarity, and Heath Stanley, vCISO and President of Curated Cyber, for a powerful 30-minute live webinar that explores the hidden challenges of vendor management. They'll share strategic considerations for improving your program, along with achievable solutions your credit union can begin implementing immediately. Register here.
 
May 2026 – Q&A: Back to the Basics

The Dakota Credit Union Association’s dues-supported compliance solution –  ViClarity – is a world leader in credit union compliance. To read the complete articles/answers that are linked, you will need to log in with your username and password. If you have questions about establishing your members-only account with ViClarity, click here for detailed instructions or contact DakCU's George McDonald.
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