ViClarity Compliance Update

ViClarity shares mid-year compliance updates, including a regulatory webinar, ITIN guidance, FinCEN changes, AI oversight, CFPB mortgage developments, and more.​

Red Flags & Roadmaps: A Mid-Year Compliance Review for Credit Unions
Webinar: July 30, 2026 | 2 p.m. ET / 1 p.m. CT  / 12 p.m. MT / 11 a.m. PT 
The first half of 2026 brought a whirlwind of regulatory activity for credit unions. ViClarity’s experts are ready to help you make sense of it all and develop actionable strategies heading into the second half of the year and 2027.
Register Here.
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July 2026 - Q&A: Part 1: ITIN Shake-Up
At ViClarity, we’re committed to providing our credit union clients with practical regulatory guidance that can be used to assess and improve their practices. Considering recent Executive Order 14406, “Restoring Integrity to America’s Financial System”, we thought it appropriate to reexamine some questions and answers affected by this shift. The Order appears to be set for rapid implementation, signaled by the issuance of a joint advisory on ITIN-based due diligence at this early stage. Our highlighted questions center around these issues, including best practices and other insights we can gather from the new Order and guidance. Be sure to contact us through your league’s compliance hotline for any state-specific details! Click here for the full article.

NCUA Highlights FinCEN’s Revised 314(b) Guidance
The National Credit Union Administration (NCUA) is drawing credit unions’ attention to recent revised 314(b) guidance issued by the Financial Crimes Enforcement Network (FinCEN). Click here for the details.

It Was Bound to Happen: Ways & Means Committee Passes Legislation Aimed at AI Adoption by IRS
For some sections of the credit union industry, Artificial Intelligence still seems like a far off concept. For others, AI has been successfully integrated into every nook and cranny. Both approaches are valid and may be reflective of the credit union’s risk parameters, but what happens when AI is part of a credit union and the credit union doesn’t know it? Read the article here.

CFPB Requests Information to Implement Requirements from Executive Order Addressing Mortgage Credit Provisions
The Consumer Financial Protection Bureau (CFPB) has released a request for comment on reducing the regulatory burden with the extension of Mortgage Credit. The request comes in response to an executive order issued by President Trump this past March. Read on here.

​The Dakota Credit Union Association’s dues-supported compliance solution –  ViClarity – is a world leader in credit union compliance. To read the complete articles/answers that are linked, you will need to log in with your username and password. If you have questions about establishing your members-only account with ViClarity, click here for detailed instructions or contact DakCU's George McDonald.