ViClarity Compliance Update

New ACH fraud rules; enforcement shifts; and emerging cyber threats.

Final Countdown: What the New ACH Rules Mean for Fraud Monitoring
The clock is ticking. With required fraud monitoring for both Originating Depository Financial Institutions (ODFIs) and Receiving Depository Financial Institutions (RDFIs) just around the corner, many institutions are in the final stages of preparation. Beginning next month, major updates to the Nacha ACH Operating Rules take effect next month. These updates are designed to strengthen fraud detection, increase transparency, and encourage greater collaboration across the ACH Network. Read more here.
 
Filling in the Gaps: State Authorities Step Up as CFPB Steps Back
Last year, the Consumer Financial Protection Bureau (CFPB) withdrew an interpretive rule which, historically, has been largely construed to grant states enforcement authority over CFPB rules. Put more broadly, this means that, prior to the withdrawal, states had the right to enforce consumer protection laws that were under the purview of the CFPB. Learn more here.
 
He Said What?! Bad Actors Spread Malware Through LinkedIn Comments
Social media isn’t known for its authenticity. Between the filters, fake backgrounds, and passing trends, social media is more of an imitation of reality. Unfortunately, it is also an online “playground” for fraudulent activity. Read on here.
 
Q1 2026 Town Hall Webinar - Starting 2026 Strong: A Look at Where the Credit Union Industry Stands
March 25, 2026 | 2 p.m. ET / 1 p.m. CT  / 12 p.m. MT / 11 a.m. PT
Join Crystal Streeper of ViClarity for a practical and high-level outlook on emerging regulatory focus areas, examiner expectations, and common compliance pain points credit unions are navigating right now. We’ll connect the dots between what’s happening across the industry and what it means for your compliance program, governance practices, and risk management priorities. Register here. 

Recent Q&As: February 2026 – Part 1

The Dakota Credit Union Association’s dues-supported compliance solution –  ViClarity – is a world leader in credit union compliance. To read the complete articles/answers that are linked, you will need to log in with your username and password. If you have questions about establishing your members-only account with ViClarity, click here for detailed instructions or contact DakCU's John Alexander.