ViClarity Compliance Update

​Get the latest on SAR updates, deregulation, stablecoins, and ViClarity’s year-end Town Hall.

The Dakota Credit Union Association’s dues-supported compliance solution –  ViClarity – is a world leader in credit union compliance. To read the complete articles/answers that are linked, you will need to log in with your username and password. If you have questions about establishing your members-only account with ViClarity, click here for detailed instructions or contact DakCU's John Alexander.​

Risk-Based Flexibility: New SAR FAQs Issued by FinCEN
Working jointly with the Federal Reserve, FDIC, NCUA and OCC, FinCEN recently released a new set of FAQs intended to clarify regulatory requirements for Suspicious Activity Reports (SARs). For years, financial institutions have been following a patchwork of regulatory expectations, industry best practices and examiner interpretations when determining whether to file (or refile) SARs. This update marks a notable shift in tone and approach. Read more here.
 
Risk & Deregulation: A Different Type of R&D
Deregulation. It’s a concept that gets tossed about the financial services industry with mixed reactions. On one hand, burdensome regulations can significantly hamper financial institutions, raising operational costs and increasing risks of noncompliance. On the other hand, lack of guidance and clear standards can create uncertainty within the financial services industry, leading to innately increased risk for a financial institution. What’s a financial institution to do? Learn more here.
 
Stable What? Stablecoin Basics for Financial Institutions
Stablecoin sounds like a type of currency that you use to pay your therapist. It definitely doesn’t sound like the basis for the most comprehensive federal cryptocurrency regulatory framework which addresses the use of stablecoin for payment, even though that’s exactly what it is. Find out more here.
 
Q4 2025 Town Hall Webinar - Turning the Page: 2025 Regulatory Wrap-Up & the 2026 Playbook
December 10, 2025, 01:00 PM CST / 12:00 PM MST
As 2025 winds down, credit unions are facing a rapidly evolving regulatory environment shaped by technology, compliance modernization, and emerging risks. Join Crystal Streeper, ViClarity’s Compliance Lead, for a recap of this year’s key regulatory developments and what’s on the horizon for 2026. We’ll explore lessons learned, highlight upcoming rulemakings, and identify strategies to strengthen your compliance readiness in the year ahead. Register here.
 
Recent Q&A: October 2025
Compliance Calendar
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