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Recent Q&A: June 2026 – Part 2: AI, Department Structure & Vendor Management
At ViClarity, we’re committed to providing our credit union clients with practical regulatory guidance that can be used to assess and improve their practices. As the landscape around Artificial Intelligence (AI) is picking up steam, we wanted to highlight another question around AI risk assessment, along with one about compliance department structure and one on vendor due diligence. Be sure to contact us through your league’s Compliance Hotline for any state-specific details. Read more here. Catching Up! Mid-Year Update on the State of Regulatory Compliance Can you believe 2026 is halfway over? Where has the time gone?! Since it’s the mid-year point, now might be a good time to check in on what’s been going on. See the full article now. June ACH Credit Monitoring Requirements: What Credit Unions Must Do Moving Forward As the payments landscape continues to evolve, the expectations around fraud prevention and risk management must align. While many credit unions already have ACH risk controls in place, recent updates to NACHA rules raise the bar and reinforce something we’re hearing across the industry every day: ACH fraud monitoring can no longer be treated as a back-office function alone. Read on through this link. NCUA Finalizes Deregulation Proposal Concerning Vital Records Program The National Credit Union Administration (NCUA) has published the final rule on the deregulation proposal concerning the vital records program. The initial proposal was published on April 24, 2026, and proposed a total of seven changes, including removing Appendices A and B, changing certain definitions, and adding a few clarifications to the broader points of the program as a whole. Read the full story here. The Dakota Credit Union Association’s dues-supported compliance solution – ViClarity – is a world leader in credit union compliance. To read the complete articles/answers that are linked, you will need to log in with your username and password. If you have questions about establishing your members-only account with ViClarity, click here for detailed instructions or contact DakCU's George McDonald. Comments are closed.
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